“I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. They take the same route as Alice in the story from Alice in Wonderland, in which the cat tells Alice that surely she will get somewhere as long as she walks long enough. It may not be exactly where you wanted to get to, but you certainly get somewhere.” - Mark Singer



Oftentimes when we meet with our clients, they've gone through their careers earning money and accumulating assets.  They've now built up multiple accounts with different types of investments and different purposes.  Over time it can be overwhelming trying to manage all these different accounts.  Meanwhile, questions come up such as whether you've saved enough for retirement, or which investments are performing well and which ones aren't? Do I have too much cash, or not enough saved for emergencies? Will I have the financial freedom to enjoy spending time with my family without worrying about money?

This is where our expertise in creating customized financial plans can help. We start by getting to know you: who you are, what motivates you and what your financial goals and dreams are. What are you happy about, and what keeps you up at night?  Then we do a deep dive analysis, and from there we build a financial plan that is customized to your specific wants and needs. We review your plan together on an ongoing basis, to ensure that the plan evolves with you, and that we stay on track to work toward your goals.

Services include:

  • Understanding the overall health of your plan, potential strengths and weaknesses, and recommendations if any on how to improve
  • Determining appropriate asset allocation based on goals and risk tolerance
  • Evaluating best options for taxable, tax deferred, and tax free accounts
  • Determining ideal social security strategies
  • Evaluating insurance needs and estate planning needs
  • College planning