“When you invest, you are buying a day that you don’t have to work.” - Aya Laraya

<strong>RETIREMENT PLANNING</strong>


In a nutshell, the retirement goals of our clients are straightforward: how do we get retired, and how do stay comfortably retired once we get there? No one wants to work their entire careers, just to have their retirement derailed by a few poor decisions or be unprepared with the direction of their investments in an economy that is as volatile as ever.

We assist our clients with:

  • Retirement planning during the earning phase of your career
  • Determining appropriate asset allocation during the earning phase, and reevaluating the appropriate asset allocation during the retirement phase
  • Cash Flow projections and comfortable withdrawal rates
  • Pension analysis: taking the lump sum or taking periodic payments
  • Calculating the probability of achieving a secure retirement and funding goals
  • Review and analysis of 401(k), 403(b), Thrift Savings Plans and other retirement accounts